Financial

RMD Calculator

Calculate your Required Minimum Distribution (RMD) from traditional IRAs and 401(k) plans for each year.

Using the RMD Calculator

The IRS requires you to start withdrawing money from your Traditional IRAs and 401(k)s once you reach age 73 (or 72 depending on your birth year). This tool uses the IRS Uniform Lifetime Table to calculate your Required Minimum Distribution (RMD) to ensure you stay compliant and avoid heavy penalties.

How it Works

Enter the total balance of your retirement accounts as of December 31st of last year.

Input your current age.

Press Calculate to see your "Required Minimum Distribution" for the current year.

Review the withdrawal percentage based on your life expectancy factor.

Account Balance ($)

Your Age

Annual Return on Account (%)

Project Ahead (years)